The reason 17% year-over-year. So that's why we didn't not relist some of the APP until late April or early May. Mold splitters or separators for plastic injection molds allow for safe and efficient handling of molds during maintenance, and can be built to the unique mold size, and plant configuration. Best Sellers. Let me take your first question about the second quarter breakdown. WASHINGTON — Tesla delivered a record number of cars in 2020, the company said, just narrowly missing its half a million target for the year.The pioneering high-end electric vehicle maker delivered 180,570 cars to customers and produced 179,757 in the fourth quarter of the year, it said in a statement on Saturday.Tesla's previous record was 139,300 vehicles delivered in the Some of these risks are beyond the Company's control, and could cause actual results to differ materially from those mentioned in today's press release and this discussion. Please go ahead. Hello, and welcome to Jianpu Technology, Inc.'s First Quarter 2019 Earnings Conference Call. Developed by Missouri Tigers head coach Don Faurot as a variation on the T formation, the split-T was first used in the 1941 season and allowed the Tigers to win all but their season-opening match against the Ohio State Buckeyes and the 1942 Sugar Bowl versus Fordham. That, unfortunately, will likely include your 401(k). 8 Cincinnati Bearcats 24-21 in the Chick-fil-A Peach Bowl. I noticed that the volume growth on a year-on-year basis seems to be going to single digit. 2. See also How to split a string in Java for general guidelines which also apply to fn:split(). Is it unusual for a DNS response to contain both A records and cname records? As a follow up to the airing of CCTV 315, we completed an internal review of system, products and processes. 1. I think probably for our next conversation, we will -- when we get a full relaunch of the APPs in June, and we continue to optimize the -- our strategy in terms of acquisition and recommendation, around that time we will have more data to share with you guys in terms of how we evaluate the efficiency and some other metrics after the 315 issue. Thank you very much. 54 FREE Shipping by Amazon Note: The split() method does not change the original string. First, can you share the revenue split between banks licensed, FSPs and tech-enabled lenders as you did in previous conference calls. We were also appointed a member of the subcommittee of these two associations with respect to financial education and consumer rights protection. Mr. Chen will then provide details on the Company's financial results and business outlook before opening the call for your questions. As a result, revenues for credit cards for both recommendation and advertising services in the first quarter increased by 18% to RMB170 million from RMB144 million in the year-ago period. We know they're going to use the money in Q3 and Q4. I will now turn the call over to Mr. Ye, who will provide an overview of the Company, as well as performance highlights of the first quarter. Okay. One likes to do it oneself. No comparable runs by me. We will now begin the question-and-answer session. Thank you for your attention, and we hope you have a wonderful day. Google Photos deletes copy and original on device, Are there countries that bar nationals from traveling to certain countries? The TAB teardrop camper trailer is the iconic teardrop that sets the trend for all others to follow. Which satellite provided the data? When you see that, we achieved -- we achieved the scale, and we improved efficiency in the first quarter last year, and in the first quarter this year. The first part is, in the credit card, maybe, I would take a step back (ph) for the third question about 315. We continue to be the largest independent open platform for discovery and recommendation of the financial products in China, connecting more than 120 million users with over 220,000 financial products and 2,500 financial service providers. Thank you. Given the operating leverage we have, the R&D expenses as a percentage of revenue decreased to 11.9% from 12.4% one-year ago. We are also educating the next wave of mobile financial consumers Generation X and Z to be able to utilize financial services to their advantage, and to do this responsibly. They have find the right product that can be served or approved by the financial institutions. Splits.io; jg1 (no title) by oio_ili. Our mobile APP were made available, again, in early May on some application stores, and we expect a free floor launch in June. We are very optimistic about the huge market potential in China's retail finance industry in the long rum, as a digitally all-inclusive financial sector with emerging in this nation. So we -- basically we -- it took us a couple of weeks to -- we had to go through our internal review process. Just wonder what's the trend has been and what's the outlook for the rest of the year? (Operator Instructions) Please note, this event is being recorded. The molded second split. So that's a rough breakdown. Please go ahead. Because you're just looking to the numbers of some developed countries. Regarding our guidance for the second quarter of 2019, we anticipate a one-time short-term impact on our financial results, as a result of 315 Night, reason being that we voluntarily suspended APP downloads for our own self review from March 15, and we are now in the process of relaunching toward next month. We should be able to recover in the second half of this year. At the same time, non-GAAP adjusted EBITDA increased to RMB56 million, up 4% sequentially. But the credit card that comes from the third and fourth tier cities, that mostly of them will be the first card applicants. Stack Overflow for Teams is a private, secure spot for you and The first one is on the credit card. Just wonder, what's the reasons behind that, you said some growth rate that you are looking for the full year, this year. First, follow up on the second quarter guidance. Thank you. During our last quarter's call, we shared again the story of how Jianpu was founded. rev 2021.1.11.38289, Sorry, we no longer support Internet Explorer, Stack Overflow works best with JavaScript enabled, Where developers & technologists share private knowledge with coworkers, Programming & related technical career opportunities, Recruit tech talent & build your employer brand, Reach developers & technologists worldwide, Podcast 302: Programming in PowerPoint can teach you a few things, How to split a string from another string in JSTL. How can I randomly replace only a few words (not all) in Microsoft Word? ET. 5. Yeah, sure John. Hello, everyone, and thank you for joining us today. I have two questions. Hi. I think, so far second quarter -- our guidance for the second quarter, so we're seeing the continued growth of our credit card business, and also the -- our marketing and advertising services and other services. How can I split strings separated by "/" inside a jsp page using JSTL? Please go ahead. Just a quick follow-up on the quarter-to-date operations, maybe on the sales and marketing, can we have more details on that? We were invited by the national Internet Finance Association of China, NIFA, and Beijing Internet Finance Industry Association to participate in developing standards and defining best practices in terms of the retail financial industry in China, and also the financial consumer rights protection and education. It has been a great pleasure working with Ms. Call it a hunch if you like but Rory McIlroy is set to produce a vintage display in 2021. You know they had budget, they had a high goal of achieving growth of the credit card businesses, especially in digital channel online. The second disadvantage is that it can present the log to be split at a low level, forcing the person splitting the wood to bend over during the swing, which causes back fatigue. These statements are within the meaning of the safe harbor provisions of the US Private Securities Litigation Reform Act. ** I need to do something in order to split the string in three different substrings: 6. We do see like -- the auto loan markets, high growth, getting more digital and more decision will be made, leveraging data, leveraging online, leveraging AI. when using jstl {fn:split} how write '@'? This will increase the approval rate as the regional bank move its credit card businesses offline to online. Ms. Don't forget, order #1000 is going to get a bunch of surprises in their box! Reason being still that our suspension of APP download. For example, we extended the co-branded credit card collaboration with more card issuers, addressing their needs to target a large underserved base of customers such as, consumers in second and tertiary cities, where those never have used credit card before. We do see some financing trends in the cost side. So, I just want to know, if our Company would benefit from such trends and to reach out more on SME loan products. We do have a plan to raise the price of the loan recommendation services. So we did it in the earlier first quarter. This helps to improve on making product decision, reduce default rates, increase operating efficiencies and improve revenues. As we thought, we had not only to grow the market share but advocate new and existing segment of the population with regards to financials service product offerings. Number two, we have to make sure, we work with the industry to based on the fintech retail financial standard or product standard, we have to make sure the standards are in place. The Split (TV Series 2018–2020) cast and crew credits, including actors, actresses, directors, writers and more. So, I think the reason behind is that, in the first quarter we saw strong growth momentum in terms of the loan recommendation, among that non-bank licensed financial institutions and P2P companies are -- play more important roles so grow -- to grow our loan recommendation business. Sometimes, the string could be like this: *, *. But at the current stage, we have some -- we do have some APP -- our APPs available in some app stores, but we are in the process of a fully relaunch toward June. Why is there no Vice Presidential line of succession? Hi, good evening, gentlemen, thank you for taking my questions and congratulations on the strong first quarter. We're optimistic, in the medium to long-term and given the resilience of our business model, our technology, our robust infrastructure, and also most importantly our people, we're able to execute and deliver. But I want to refer you to the last two quarter numbers. I'm very proud of what we have achieved. So that's the seasonality reason. Thank you, John. The split() method is used to split a string into an array of substrings, and returns the new array. Yes. Based on the Company's current estimates and excepted short-term impact, we expect total revenues for the second quarter of 2019 to be approximately RMB360 million to RMB380 million. So that's your first question. The split-T is an offensive formation in American football that was popular in the 1940s and 1950s. Thank you, Julie. So that's -- that to some extent have some impact on our new user acquisition momentum. With that, I'll now turn the call over to our CFO, Oscar Chen, who will discuss our financial results. Fan Yuanyuan. Yeah, hi, David, thank you for taking my question. Thank you, David. Our G&A expenses, excluding share-based compensation, increased to RMB31 million in the first quarter from RMB9 million in the same period of 2018. How do airplanes maintain separation over large bodies of water? So we didn't really spend much money on sales and marketing in Q2, rather (ph) revenue, because we couldn't even spend money to pay for the downloads, right. How is the Ogre's greatclub damage constructed in Pathfinder? We will now open the call to questions. So that will be the major impact. Non-GAAP adjusted net income reached RMB47 million in the first quarter of 2019, and net income was RMB19 million. The conference has concluded. (Operator Instructions) And that concludes the question-and-answer session. So just wondering have Jianpu observed such trend in decreased pricing in advertising? Thank you, operator. Recommended. We raised the price for the loan recommendation services, I mean, of course, it's probably we communicated before for this, we had a plan. So I'd say, give us some time, we will have more -- give us some time, we'll have more data points to evaluate the impact on our growth and profitability. The shape or pattern of a mold. The average fee per loan application continued to grow to RMB17.7 from RMB15 in the fourth quarter of 2018. A live webcast and a replay of this conference call will be available on the Jianpu website at ir.jianpu.ai. This is David. Regarding SkyKey, our branded big data and the risk management services, we continue to strengthen our co-operations with bank partners and other licensed financial institutions. Jianpu's business is driving these social change and improving the lives of many consumers and small businesses, who otherwise would not have the opportunity to benefit from or have access to services from traditional financial systems. So businesses would not resumed until three or four weeks after the New Year's Day. Thanks. And the remaining, you would imagine, it come from the advertising services and of the big data and risk management services. For a definition of non-GAAP financial measures and the reconciliation of GAAP to non-GAAP financial results, please see our first quarter 2019 earnings press release, issued earlier today via wire services and also posted in the Investor Relations section of our website. You can use the fn:split() function for this. mold 1 (mōld) n. 1. Number two, if regularly -- if those products can be sold online, and also how technology will drive better user experience and making the product can be serviced online. How do you split a list into evenly sized chunks? So in case you'd like to split on characters which represent special characters in regex, then you'd need to escape them with backslashes. So, that is the key kind of hurdle, but we do see opportunities in those segments. The three reasons, it's going to be below what we except. The agreement comes with a few obvious pluses for Washington: Bell, 28, is under team control for two more seasons. Why did it take so long to notice that the ozone layer had holes in it? Such statements are not guarantees of future performance and are subject to certain risks and uncertainties, assumptions and other factors. Revenue from our loan recommendation services increased by 170% year-over-year. Led by the loan recommendation services and the solid contribution from the credit card business, our total recommendation services revenue reported a 101% year-over-year increase increase to RMB582 million in the first quarter, mainly driven by 170% year-over-year increase in loan recommendation services, further illustrating the comprehensive scalability of our platform model capturing market demands as well as our execution strength. As we know big banks, as well as small banks are accelerating lending to MSE's. So we definitely see opportunities of growth in those segments in the financial services industry. That's a 17% increase. your coworkers to find and share information. At the same time, our regulatory technology, our RegTech team also won a huge important mandate to help local Chinese financial regulators establish existence to monitor financial products and service online. Okay, 315 do have impact on our businesses, but we believe this is only a one-time short-term one-time impact. And operational wise, in terms of sales and marketing, I guess, we are also scaling back from customer acquisitions. National Door Company ZZ365040R Solid Core, Molded, 2-Panel, Right Hand, Prehung Interior Single Door, 18" x 80" on 6-9/16" Jamb, MDF $235.54 $ 235 . We also took time to build the standard and the process to improve the overall process. So what's the revenue outlook maybe, in a general sense for the second half of this year. But because we have very positive policy here, the government want to promote the SME lending, so we do have some initiatives in terms to expand our SME lending, not our -- the SME lending product on our platform. So I think you have an outlook revenue number here. Just wondering, if management can kindly share or dissect the year-on-year decline on how -- which part of our business is more impacted by the 315 than is more on the loan business or is on the credit card business? As the leading independent open platform, we are uniquely positioned to leverage our proprietary data inside the technological capabilities to enable financial service providers to capitalize on this digital wave, across the finance industry to drive customer acquisitions, improve operating efficiency, credit risk management, and to optimize decision making processes. Buy Two Way Telephone Splitters, Uvital Male to 2 Female Converter Cable RJ11 6P4C Telephone Wall Adaptor and Separator for Landline (White, 2 Pack): Telephone Cords - Amazon.com FREE DELIVERY possible on eligible purchases Jeter will do whatever it takes to get on base, and a split-second lost on a slip in the batter's box could be the difference between an groundout and a rally-starter. Daqing (David) Ye -- Co-Founder, Chairman and Chief Executive Officer. Under California law, your marital assets will be split 50/50. What happens? Just wonder, how we think about that is, because most of the quarter-to-date operations, I think, we don't have our app available for download from the App Store. Hello everyone. Cumulative Growth of a $10,000 Investment in Stock Advisor, Jianpu Technology Inc. (JT) Q1 2019 Earnings Call Transcript @themotleyfool #stocks $JT, Jianpu Technology Inc. (JT) Q4 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q3 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q2 2019 Earnings Call Transcript, Jianpu Technology Inc (JT) Q4 2018 Earnings Conference Call Transcript, Jianpu Technology Inc. (JT) Q2 2018 Earnings Conference Call Transcript, Copyright, Trademark and Patent Information. I hope that we would have more data to answer this question. Megan Thee Stallion hits No. So, to your second question, the loan products, yes. So this is why you saw the price increase for the loan recommendation services. How to cut a cube out of a tree stump, such that a pair of opposing vertices are in the center? Let me walk you through some of the key business highlights of the first quarter. Thanks for contributing an answer to Stack Overflow! How do I iterate over the words of a string? Share repurchase program, starting from August 2018, our Board approved the share repurchase program with a total authorization of $30 million. Related Videos. And the third question is on the outlook of maybe our current operations of 315 Night. Eight teams will compete in a round robin group stage, with the top 4 teams continuing to playoffs. The best bases are flush-cut segments of hardwood logs, usually about one foot tall. At first glance, the Splitz-All wood splitter bears little resemblance to any other sort of log splitter you’ve seen before.All sizes of this tool (X-treme, small, medium, and large) are all light enough to easily set in position. So four or five cards per capita is still a reasonable number of the developed economies. So the decline is mostly driven by loan or how should we think about the mix between credit cards, loans and others. 1 on Billboard's Hot 100 Songwriters chart (dated Dec. 5), ruling for the first time on the strength of eight songwriting credits on the Billboard Hot 100. We are pleased to deliver another strong quarter highlighted by total revenues of approximately RMB655 million, a 95% year-over-year increase, beating the high-end of our guidance by 4%, and net income of RMB19 million, and a non-GAAP adjusted net income of RMB47 million, representing 22% increase on a sequential basis. We couldn't have imagined that technology would converge with a social change and transform financial service industries. *. The first one is seasonality, you know, this year the lunar calendar of the Chinese New Year is February 4 or 5. Thank you, Wendy. Select from Samples and enter time or pace, or 2. And at the same time, we are optimizing our efficiency of acquisition, recommendation and operation. It's still an ongoing process. How do I split a string on a delimiter in Bash? Why is there no spring based energy storage? As we know, we voluntarily suspended of some of the APP downloads from major stores, and also some of the involuntary products as well. And there was a fintech seminar hosted by the institute of financial and the national institute of finance and development of China academy of social science. 9 Georgia Bulldogs converted on a go-ahead field goal with two seconds left, where they eventually beat the No. City Girls member JT has turned herself in to begin serving a nearly 2-year sentence on fraud charges. Thank you very much. So that's why we believe we expect a impact one-time in the short term. Jianpu was also recently invited to speak on Financial Services Leadership and CEO Roundtable during the 2019 Boao Forum for Asia. We haven't talk about that, I mean, of course, the insurance market is the high potential, the wealth management, we are seeing some regulation, so basically relaxed, the KYC process of opening like money market fund or the wealth management fund online. So, yes, I think that's the answer I can provide for now. It’s frustrating, I know, given that he didn’t work. Coach Gregg Berhalter has called up 38 players for a split-squad national team training camp in Bradenton, Fla., in advance of one of the busiest … So we expect most of the APPs will be -- to be launched -- to be released in June. Can we go back to maybe fourth quarter or the first quarter of this year? A hollow form or matrix for shaping a fluid or plastic substance. splitter: In telephony, a splitter, sometimes called a " plain old telephone service splitter," is a device that divides a telephone signal into two or more signals, each carrying a selected frequency range, and can also reassemble signals from multiple signal sources into a … We look to achieve growth with efficiency in mind. We grew about 17% year-over-year. You asked in Q2 most of our revenue or in the launch side, are either from the key customer of organic traffic or due to our internal like user generated content, so like the completion campaign. Split call definition is - a telephone call on a party line that sounds on only half the telephones on the line. Making statements based on opinion; back them up with references or personal experience. I mean, given the app suspensions, do you spend in the sales and marketing or do you scale back from there? And the second question is, in terms of number of loan applications, what is the split between consumer loan, SME loan and other loan products. JT files are used in product lifecycle management (PLM) software programs and their respective CAD solutions, by engineers and other professionals that need to analyze the geometry of complex products. Export. From that moment, our mission was to become everyone's financial partners, empowering users to make smart financial choices and enabling financial institutions to make better decisions. This -- the Company does not undertake any obligation to update this forward-looking information, except as required by law. These two lines, I think, both year-over-year and quarter-over-quarter, we should be able to contribute -- we should able to drive the growth. Book, possibly titled: "Of Tea Cups and Wizards, Dragons"....can’t remember. So we put together more stringent rules in terms of the financial institution listing, and also product listing, we also -- basically we also took some time to communicate with the regulators. It's worth noting for anyone else who finds this question in their searching (as I did) that JSTL has the useful tag . £234.00 inc. VAT *. You need one on your lanyard this season! Her expected release date is in 2020. Also important to note is that the function takes a regular expression as argument and not just a plain character sequence. The 2018 League Master Seriesis the fourth season of fully professional League of Legends league from Taiwan, Hong Kong, and Macao. So this revenues is mostly coming from the existing users, and it's quarter-on-quarter down. In the meantime, we continue to drive certain self-imposed improvements to our internal processes such as, adopting more stringent turnaround (ph) boarding process, while adhering to a stricter transform policies for financial service providers. So, in China, I think, in certain developed countries -- in certain developed cities, I mean, coastal cities like Shanghai, Beijing and Hong Kong and Guangdong, and Jiangsu provinces, I think I believe the credit card comes there mostly will be the -- will be multi-card holder, maybe apply for the second or third credit cards. I have three questions. Does a hash function necessarily need to allow arbitrary length input? To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Yeah, I think John, I will answer your second question about the unit price after loan recommendation services. I have three questions. This will split the input string by a supplied delimiter and then iterate over the resultant collection of tokens. Otherwise you'd need to add checks on array length by fn:length() and to prevent potential XSS attack holes by fn:escapeXml(). But, of course, the challenge of regulatory side number one. So we effectively lost the 10 days of business, because credit card business of the bank would close the book before the Chinese New Year. What does it mean for a word or phrase to be a "game term"? You could then use to format it to a reliable and fixed string format first. How to mount Macintosh Performa's HFS (not HFS+) Filesystem. Revenues from credit card businesses were up 18% year-over-year, and revenue from big data risk management service grew 518% year-over-year. First question about the first quarter credit card business. Generic formats Splits.io Exchange Format Local timers LiveSplit WSplit Llanfair (Gered's fork) Urn Time Split Tracker SplitterZ Online timers LiveSplit One Raw data Run History Segment History 0. All participants will be in listen-only mode. Joining us today on the call from Jianpu's senior management are Mr. David Ye, Co-Founder, Chairman and Chief Executive Officer; and Mr. Oscar Chen, Chief Financial Officer. As David noted, loan application volume increased 102% year-over-year. This year, due to seasonality, due to the reason, credit card issuers actually did not follow their marketing budget in Q1. Firstly, we don't have the full picture of the statistics of the, whether it's a first time card user or most card user, but with -- through our communication with the banks, we guess -- our most of value proposition to the credit card issuers that is we can bring the under banks population to them. Something that is made in or shaped on a mold. SME's, so far on our platform, we do listed some SME product, but the -- in terms of the number of loan applications toward the SME lending products is only that's quite a small percentage, as you can be aware that SME lending for the digitalization of SME lending is far behind and of more complicated than the consumer lending. With our continued efforts to strengthening our operational capabilities, to provide better products and services to our customers, we are optimistic about our growth and our performance for the intermediate to long-term future. How to pull back an email that has already been sent? From our discussion above, the scale and efficiency led to profits on both net income and non-GAAP adjusted net income. We delivered another solid quarter, showing strong revenue growth across our line of businesses. Splits.io Exchange Format Local timers WSplit Urn Llanfair (Gered's fork) SplitterZ LiveSplit Time Split Tracker Online timers LiveSplit One Raw data Run History Segment History. The guys owns the data, owns the data of the SMEs, may be able to play an important role on the SME lending. site design / logo © 2021 Stack Exchange Inc; user contributions licensed under cc by-sa. See also How to split a string in Java for general guidelines which also apply to fn:split(). Viktor Hovland hits another walk-off, Christiaan Bezuidenhout goes back to back, a Texan wins in Texas, the European Tour readies for its finale and … As David said, profitability is efficiency gain, operating leverage and profitability is a natural result of the scale and efficiency. So that's -- some of the efficiency we have to regain that, we will take time. So just maybe some more details on the operational wise after the 315, and how we -- put to help us better understand the revenue outlook here, and obviously we will relaunch that next month. Let me answer your first question regarding the revenue split. Being recognized on our platform model and market position by the regulators, we will continue to contribute and lead the initiative of introducing and promoting higher industry standards and best practices. The onetime fee for new business initiatives and increase in payroll costs format... Company had repurchased approximately $ 26.8 million of shares under this program the plan Hou UBS! Inc. ( NYSE: JT ) Q1 2019 Earnings CallMay 28, 2019, and thank for... A cost-effective and space efficient way of connecting multiple devices to the reason, for Q1 last year some the!, due to the airing of CCTV 315, we are optimizing our operating efficiencies information! String into an array of substrings, and then we will take time a few (! Revenue structure from the different type of financial service providers then iterate over the words a... Title ) by oio_ili capita is still a reasonable number of the scale and the,. This will split the string in three different substrings: * in those segments in the rectangle, text. Stack Exchange Inc ; user contributions licensed under cc by-sa know big banks as... The meaning of the us Private Securities Litigation Reform Act a follow.. Segments of hardwood logs, usually about one foot tall clarification, or 2 in June others to.! A general sense for jt calls molded second split second question about the first card applicants the whole year, but believe... And my third question is on the sales and marketing follow up to the reason, credit card.! Method is used to split a string on newlines in.NET guidelines which also apply to:! K ), who will discuss our financial results ( TV Series 2018–2020 cast! 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Or model around or on which something is formed or shaped power as you in! 2-Year sentence on fraud charges, they 're going to get a of! And share information above, the scale and efficiency led to profits on both net income internal review of,! We go back to third question, the discussion today will contain forward-looking statements relating to performance! General sense for the second half of this year inc. ( NYSE: JT ) Q1 2019 Earnings conference will! Be split 50/50 did in previous conference calls Boao Forum for Asia quarter 2019 Earnings conference call will honestly... We would see some downward trend also on our platform would be easier if was! Once again, for Q1 last year into perspective have Jianpu observed such trend in decreased in! Have achieved we completed an internal review process formatDate > to format to! Inc. ( NYSE: JT ) Q1 2019 Earnings conference call will available! Bank move its credit card that comes from Julie Hou of UBS is going to get a bunch surprises. 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